Banking Essays (Examples)
Study Document
Reforming The High School System
… schools are going to treat them like mindless automatons, tasked merely with sitting in a desk and receiving input while teachers apply the “banking concept of education,” it is no wonder they are leaving in droves. They are not being given anything that in their estimation is ……
References
Works Cited
Adorno, Theodor and Max Horkheimer. The culture industry: Enlightenment as mass deception. Stardom and celebrity: A reader, 34, 2007.
DoSomething.org. “11 Facts about High School Dropout Rates.” https://www.dosomething.org/us/facts/11-facts-about-high-school-dropout-rates#fn1
Freire, Paulo. Pedagogy of the oppressed. Bloomsbury Publishing USA, 2018.
Kristjánsson, Kristján. \\\\\\\\\\\\"There is Something About Aristotle: The Pros and Cons of Aristotelianism in Contemporary Moral Education.\\\\\\\\\\\\" Journal of philosophy of education 48.1 (2014): 48-68.
Lickona, Thomas. \\\\\\\\\\\\"The return of character education.\\\\\\\\\\\\" Educational leadership 51.3 (1993): 6-11.
Micheletti, Gabrielle. “Re-Envisioning Paulo Freire\\\\\\\\\\\\'s “Banking Concept of Education’.” Inquiries Journal 2.2 (2010): 1. http://www.inquiriesjournal.com/articles/171/re-envisioning-paulo-freires-banking-concept-of-education
Plato. Allegory of the Cave. https://web.stanford.edu/class/ihum40/cave.pdf
Study Document
Wells Fargo Collateral Protection Insurance Scandal
Wells Fargo Scandal
The Wells Fargo Collateral Protection Insurance (CPI) Scandal occurred as a result of the banking firm placing CPI on accounts even though the account holders did not ask for it or want it. It resulted in customers paying … required to make amends to clients.
From another perspective, it could be argued that Wells Fargo was engaging in a utilitarian approach to banking. The utilitarian ethical perspective was developed by J.S. Mill and the basic moral concept underlying this perspective is that the most moral course ……
References
References
Forsyth, D. R., & O’Boyle Jr, E. H. (2011). Rules, standards, and ethics: Relativism predicts cross-national differences in the codification of moral standards. International Business Review, 20(3), 353-361.
Goodpaster, K. (1983). Ethical frameworks for management. HBS.
Horowitz, D. (2011, May). We need a \\\\\\"moral operating system\\\\\\" Retrieved from https://www.ted.com/talks/damon_horowitz (Links to an external site.)
Top Class Actions. (2019). The settlement is closed. Retrieved from https://topclassactions.com/lawsuit-settlements/closed-settlements/917069-wells-fargo-auto-loan-insurance-class-action-settlement/
Study Document
Logistical Support And Distribution Strategies
… than simply replacing its existing ships with advanced versions of an identical design, the organization mentioned above reformed its distribution system and started banking on containers. All this entails decisions with long-run implications. All this entails expensive actions relative to the total organizational size where it is ……
References
References
Heskett, J. L. (1977). Logistics-essential to strategy. Harvard Business Review, 55(6), 85-96.
Jenkins, L. (2018). Distribution strategy | Cutting edge distribution strategies 2020. Software Selection Tool | Software Selection Management | SelectHub. https://www.selecthub.com/enterprise-resource-planning/cutting-edge-distribution-strategies/
La Londe, B. J., & Masters, J. M. (1994). Emerging logistics strategies. International journal of physical distribution & logistics management.
Li, X. (2014). Operations management of logistics and supply chain: Issues and directions. Discrete Dynamics in Nature and Society, 2014.
Ma, X., Yin, Y., & Liu, T. (2011, August). The simulation and optimizing of different distribution strategies for the distribution centre based on Flexsim. In 2011 IEEE International Conference on Automation and Logistics (ICAL) (pp. 201-204). IEEE.
Partida, B. (2017, November 14). The right distribution strategy affects logistics performance. Supply Chain Management Review. https://www.scmr.com/article/the_right_distribution_strategy_affects_logistics_performance
Study Document
Challenges In Management Facing Transformational Leaders Service
… sampling of roughly 310 individuals employed at 27 Lebanese banks. Study findings corroborated TL’s significance when it comes to improving innovation within the banking sector. Its main implication is: customized consideration forms the greatest predictor of process and product innovation; the next greatest would be an idealized ……
References
References
Al Ahmad, S., Easa, N. F., & Mostapha, N. (2019). The Effect of Transformational Leadership on Innovation: Evidence from Lebanese Banks. European Research Studies Journal, 22(4), 215-240.
Aldholay, A. H., Isaac, O., Abdullah, Z., & Ramayah, T. (2018). The role of transformational leadership as a mediating variable in DeLone and McLean information system success model: The context of online learning usage in Yemen. Telematics and Informatics, 35(5), 1421-1437.
Carreiro, H., & Oliveira, T. (2019). Impact of transformational leadership on the diffusion of innovation in firms: Application to mobile cloud computing. Computers in Industry, 107, 104-113.
Zappalà, S., & Toscano, F. (2019). Transformational leadership and innovation adoption: Is there a moderation role of personal initiative and job control?. Psychologica, 119.
Zhang, Y., Zheng, J., & Darko, A. (2018). How does transformational leadership promote innovation in construction? The mediating role of innovation climate and the multilevel moderation role of project requirements. Sustainability, 10(5), 1506.
Study Document
Homeland Defense And Private Security After September 11 Attacks
...Banking Introduction
The most significant terrorist attack on American soil was the September 11 attacks by Al Qaeda terrorists. The attacks changed the perception that America cannot suffer such attacks, considering how far away it is from where terrorist organizations such as Al Qaeda are based. The attacks also initiated America’s war against terrorism, which continues to date. Before the September 11 attacks, Americans had never experienced a large scale terrorist incident within their country’s borders. Moreover, most local and state security agencies had no experience with such attacks and were, therefore, very ill-prepared to respond to them. The only historic attacks or incidents that compare to the September 11 attacks were the airplane hijackings of the seventies and the eighties. The fact that Americans were not prepared and for the attacks and never expected such attacks to happen on their soil resulted in many people being very surprised and mentally……
References
References
Chanley, V. (2002). Trust in Government in the Aftermath of 9/11: Determinants and Consequences. Political Psychology, 23(3), 469-483. Retrieved May 11, 2020, from https://www.jstor.org/stable/3792588
Dugulin, R., & Niglia, A. (2015, May 17). The private sector in the protection of critical infrastructure - GRI. Global Risk Insights. https://globalriskinsights.com/2015/05/the-private-sectors-vital-role-in-the-protection-of-critical-infrastructure/
Gramlich, J. (2018, September 11). Since 9/11, Americans have seen anti-terrorism policy as a top priority. Pew Research Center. https://www.pewresearch.org/fact-tank/2018/09/11/defending-against-terrorism-has-remained-a-top-policy-priority-for-americans-since-9-11/
Morgan, D. (2019). Homeland Security Research and Development: Homeland Security Issues in the 116th Congress. Current Politics and Economics of the United States, Canada, and Mexico, 21(1), 43-46.
Moteff, J., Copeland, C., & Fischer, J. (2003, January). Critical infrastructures: What makes an infrastructure critical?. Library of Congress Washington DC Congressional Research Service.
Study Document
Democracy In America In The 21st Century
… 19. The challenge facing democracy in the world today is the threat of authoritarianism that looms over government via the integration of central banking, organs of the state and big business circumventing the will of power and the democratic means of control.
Authoritarianism was always a problem ……
References
Works Cited
Dahl, Robert. On Democracy.
Ferejohn, John. Is Inequality a Threat to Democracy?
Friedman, Milton. Capitalism and Freedom. University of Chicago Press.
Mansbridge, Jane. On the Importance of Getting Things Done. PS, 2012.
Runciman, David. The Confidence Trap. Princeton University Press.
Study Document
Major Issues Facing The European Union
...Banking Six Reasons the European Union Will Not Last
Introduction
The European Union (EU) is the heart and soul of modern Europe, yet it is not without its challenges. Whether it comes to trade issues, member states failing to follow regulations, or immigration issues, the EU has no end of problems that arise from year to year. This paper will describe a few of the challenges and show why the larger issue of representative government in modern Europe is now coming face to face with an increasing wave of nationalism and a push by some member states to exert more sovereignty over their own affairs without respect to what the EU has to say about it. After looking at issues such as 1) Brexit, 2) the immigration crisis, 3) the open borders policy, 4) the problem of NATO, 5) the ultra-high and potentially catastrophic levels of debt that the European Central……
References
References
Amadeo, K. (2019). Eurozone debt crisis. Retrieved from https://www.thebalance.com/eurozone-debt-crisis-causes-cures-and-consequences-3305524
BBC. (2020). Brexit. Retrieved from https://www.bbc.com/news/uk-politics-32810887
Chadwick, L. (2020). Recession could tip EU. Retrieved from https://www.euronews.com/2020/02/27/could-covid-19-coronavirus-trigger-a-european-economic-recession
Grose, T. (2020). Coronavirus tests Europe’s open borders. Retrieved from https://www.usnews.com/news/best-countries/articles/2020-03-02/europes-open-border-agreement-may-become-casualty-to-coronavirus
Herszenhorn, D. (2019). Europe’s NATO problem. Retrieved from https://www.politico.eu/article/europe-nato-problem-defense-procurement-training-research/
Pew Research Center. (2016). European opinions of the refugee crisis. Retrieved from https://www.pewresearch.org/fact-tank/2016/09/16/european-opinions-of-the-refugee-crisis-in-5-charts/
Wirtz, B. (2019). The Beginning Of The End Of Open Borders In Europe. Retrieved from https://www.theamericanconservative.com/articles/the-beginning-of-the-end-of-open-borders-in-europe/
Study Document
Net Worth Theory And Corporate Fraud
...Banking Danske Bank's Money Laundering Scandal
Madinger (2006) points out that the net worth method is among the most common used in accounting forensics when it comes to detecting illegal income, such as by way of money laundering. The case of Danske Bank and its money laundering escapades from 2007 to 2015 through an Estonian branch where a quarter of a trillion dollars flowed is a prime example of a situation in which the net worth method could be applied to investigate this corporate fraud.
As Schwab (1961) states, the net worth theory rests upon the idea that if one’s net increase exceeds the income reported, the corporation has understated its income; additionally, “if there is no increase in net worth but if the taxpayer has expended larger amounts than his reported income on nondeductible items, there has been an understatement of income” (p. 78). With Danske Bank, billions were passing……
References
References
IRS. (2017). Retrieved from https://www.irs.gov/irm/part9/irm_09-005-009
Madlinger, J. (2006). Money laundering: A guide for criminal investigators. CRC Press.
Milne, R. & Winter, D. (2018). Danske: anatomy of a money laundering scandal. Retrieved from https://www.ft.com/content/519ad6ae-bcd8-11e8-94b2-17176fbf93f5
Schwab, R. D. (1961). The Civil Aspects of the Net Worth Method. Wm. & Mary L. Rev., 3, 65.
Study Document
The Global Financial Crisis Money Laundering
… to be fully vigilant about the sources of money still necessary for some banks to thrive and underlines the dark side of the banking industry. It may also cause banks to subtly pressure for less regulation of money laundering in general, since this is what the drug ……
References
Bibliography
Rajeev Syal, ‘Drug money saved banks in global crisis, claims UN advisor,’ The Guardian (London, 13 Dec 2009) accessed 13 September 2019
Study Document
Security In Communication Challenges
...Banking Chapter 1: Introduction
Wireless communications are, to any extent, the most rapidly growing section of the communications sector. For this reason, it has seized the consideration and responsiveness of the media and the imaginings of the general public (Ijemaru et al., 2018). In the past decade, cellular communications systems have faced exponential growth and development and there exist billions of users all over the globe. Statistics indicate that by the culmination of 2018, there were approximately 5.1 billion individuals across the globe that subscribed to mobile services, and this signified approximately 67 percent of the world’s populace. Furthermore, the statistics indicate that more than 60 percent of the population in the world has accessibility to internet (GSMA, 2019).
In delineation, wireless communication takes into account the transmission of message signals through minimal energy radio frequency waves by utilizing open air, with the media aspect including both a transmitter and a……
References
References
Bagheri-Karam, G. (2010). Physical-Layer Security in Wireless Communication Systems. Ontario: Waterloo.
Chang, Z. (2019). Physical Layer Security in Wireless Communications. University Of Jyväskylä. Retrieved from: http://users.jyu.fi/~timoh/TIES327/WPLS.pdf
Chen, Q., Zhang, C., & Zhang, S. (2008). Secure transaction protocol analysis: models and applications. Springer-Verlag.
GSMA. (2019). Number of Mobile Subscribers Worldwide Hits 5 Billion. Retrieved from: https://www.gsma.com/newsroom/press-release/number-mobile-subscribers-worldwide-hits-5-billion/
Gu, X., & Hunt, R. (2005). Wireless LAN attacks and vulnerabilities. the proceeding of IASTED Networks and Communication Systems.
Ijemaru, G. K., Adeyanju, I. A., Olusunyi, K. O., Ofusori, T. J., Ngharamike, E. T., Sobowale, A. A. (2018). Security Challenges of Wireless Communications Networks: A Survey. International Journal of Applied Engineering Research, 13 (8): 5680 – 5692.
IJEMARU, G. K., UDUNWA, A. I., NGHARAMIKE, E. T., & OLEKA, E. U. (2015). Evaluating the Challenging Issues in the Security of Wireless Communication Networks in Nigeria. International Journal of Innovative Technology and Exploring Engineering (IJITEE), Vol. 3, Issue 12, pp. 1-5, 2014.
Jain, A. (2013). Network Security-The Biggest Challenge in Communication. Advance in Electronic and Electric Engineering. Research India Publications.
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