Finance Essays (Examples)
Study Document
Globalization Of Insurance
… in the insurance industry thanks to the globalization of insurance but also to the spread of wealth throughout the world. Insurance companies and finance go together as the former depends upon the latter for return on investment (ROI). Part of the problem with the globalization of insurance … subprime crisis was the result of an outcome that went back to the FASB’s desire to serve the needs of economics, accounting and finance all the same time (Flegm, 2008): “The problem developed because of the conflict between economics, accounting and finance—and the education of accountants. All three fields are vital to running a company but each has its place. In what some of us ……
References
References
Egan, M. (2018). Tax cut triggers $437 billion explosion of stock buybacks. Retrieved from https://money.cnn.com/2018/07/10/investing/stock-buybacks-record-tax-cuts/index.html
Flegm, E. H. (2008). The Need for Reliability in Accounting. Why historical cost is more reliable than fair value. Journal of Accountancy, 205(5), 34.
Healy, P. M., Palepu, K., & Serafeim, G. (2009). Subprime Crisis and Fair-Value Accounting. HBS Case, (109-031).
Laux, C., & Leuz, C. (2010). Did fair-value accounting contribute to the financial crisis?. Journal of economic perspectives, 24(1), 93-118.
Light, L. (2019). More than Half of All Stock Buybacks are Now Financed by Debt. Here’s Why That’s a Problem. Retrieved from https://fortune.com/2019/08/20/stock-buybacks-debt-financed/
Reda, J. (2018). How Stock Buybacks Can Affect Executive Compensation. Retrieved from http://clsbluesky.law.columbia.edu/2018/08/03/how-stock-buybacks-can-affect-executive-compensation/
Young, M. R., (2008). Both sides make good points. Journal of Accountancy, 205(5), 34.
Vaughan, E. J., & Vaughan T. M., (2013). Fundamentals of Risk and Insurance, 11th Edition.
Study Document
Higher Education Institutional Crisis And Solutions
...Finance Introduction
Higher education continues to be a significant aspect within an economy with professions necessitating individuals with such educational attainments. However, institutions of higher education have continued to experience several challenges, including deteriorating student enrollments, increasing student debt across the United States, and also concerning student completion rates for the different educational programs. The Higher Education sector in the United States is experiencing major challenges. California State University, Los Angeles, is the leading all-inclusive public university that is situated at the heart of Los Angeles and is committed to engagement, service, and the public good. It is one of the renowned higher education institutions not only in Los Angeles but also in the state of California as a whole. The purpose of this report is to conduct extensive research to offer prospective solutions to an organizational problem being experienced at Cal State LA as a setting for higher education.
Vision,……
References
References
California State University Los Angeles. (2020). Strategic Plan. Retrieved from: http://www.calstatela.edu/strategicplan
Chavez, M. (2019). Cal State LA has proposed a plan to cut enrollment for incoming freshmen beginning Fall 2020. University Times. Retrieved from: https://csulauniversitytimes.com/operation-impaction/
Finney, J. E. (2014). Why the finance model for public higher education is broken and must be fixed. Public Policy Initiative 2(6).
Wiley Education Services. (2020). Top Challenges Facing U.S. Higher Education. Retrieved from: https://edservices.wiley.com/top-higher-education-challenges/
Unigo. (2020). California State University – Los Angeles: What do you consider the worst thing about your school? Why? Retrieved from: https://www.unigo.com/colleges/california-state-university-los-angeles/q-and-a/what-do-you-consider-the-worst-thing-about-your-school-why-673/1
Mitchell, B. C. (February 22, 2018). America\\\\\\\\\\\\'s colleges and universities have a serious revenue problem. Hechinger Report. Retrieved from: https://hechingerreport.org/opinion-americas-colleges-universities-serious-revenue-problem/
Hussain, S. (February 25, 2019). Cal State L.A.\\\\\\\\\\\\'s plan to raise admissions standards faces pushback from students and faculty. Los Angeles Times. https://www.latimes.com/local/lanow/la-me-edu-cal-state-los-angeles-admissions-20190225-story.html
Zeleza, P. T. (March 12, 2020). Money Matters: The Financial Crises Facing Universities. The Elephant. Retrieved from: https://www.theelephant.info/ideas/2020/03/12/money-matters-the-financial-crises-facing-universities/
Study Document
Advantages And Disadvantages Of Interrelationships Between Organizational
… more hierarchical entity (Cunlifee, 2008). Within a matrix organizational structure, the advantage is that every employee operates within a function-oriented department, for instance, finance or sales and marketing, but the employee can be apportioned to projects under various supervisors or managers and also placed into teams with ……
References
References
Air India. (2019). Board of Directors. Retrieved from: http://www.airindia.in/board-of-directors.htm
Aquinas, P. G. (2008). Organization structure and design. India: Excel Books India.
Burns, T., & Stalker, G. M. (2005). Mechanistic and organic systems. Organizational Behavior, 2, 214-25.
Choo, S., & Bowley, C. (2007). Emerald Article: Using training and development to affect job satisfaction. Journal of Small Business and Enterprise Development, 14(2),339 - 352.
Cichocki, P., & Irwin, C. (2014). Organization design: A guide to building effective organizations. Kogan Page Publishers.
Civil Aviation. (2019). About Us: Organizational Setup. Retrieved from: http://www.civilaviation.gov.in/en/aboutus/orgsetup
Cunliffe, A. L. (2008). Organization theory. New York: Sage.
Cunliffe, A. L., & Luhman, J. T. (2012). Key concepts in organization theory. New York: Sage.
Study Document
US Healthcare Reimbursement And Insurance Issues
… insurers, have come up with measurement efforts aimed at monitoring and improving healthcare organization quality. Some examples are quality ratings that aid…[break]…2014).
Operation Finance and Budgeting
The health sector is one of the sole global sectors, which will be imperative in the long run, unforeseeable. This domain … balance capital budgets. But organizations prepared for the numerous future possibilities may more effectively and strategically plan for the future in terms of finance. Financial security can be secured by organizations planning well in advance where to spend funds while seeking areas for cost improvements. Healthcare practitioners ……
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References
Araujo, M. (2020). Health and medical insurance differences: HMO, PPO, POS, EPO. Retrieved from https://www.thebalance.com/health-and-medical-insurance-2645378
Bertram, M. Y., Lauer, J. A., De Joncheere, K. D., Edejer, T., Hutubessy, R., Kieny, M. P., & Hill, S. R. (2016). Cost-effectiveness thresholds: pros and cons. Bull World Health Organ, 94, 925–930. http://dx.doi.org/10.2471/BLT.15.164418926
Dey, P., & Bach, P. B. (2019). The 6 functions of health insurance. The JAMA Forum, 321(13), 1242-1243. DOI:10.1001/jama.2019.2320
Ho, A. (2015). Health insurance. Encyclopedia of Global Bioethics. Retrieved from https://www.researchgate.net/publication/298022702_Health_Insurance
IMedPub. (2020). Health insurance. Retrieved from https://www.imedpub.com/scholarly/health-insurance-journals-articles-ppts-list.php
Maruthappu, M., Hasan, A., & Zeltner, T. (2016). Enablers and barriers in implementing integrated care. Health System & Reform, 1(4), 250-256. https://doi.org/10.1080/23288604.2015.1077301
Sekhri, N. (2000). Managed care: The US experience. Bulletin of the World Health Organization, 78(6), 830-844. Retrieved from https://www.who.int/bulletin/archives/78(6)830.pdf
Strata Decision Technology. (2020). Healthcare and hospital capital budget. Retrieved from https://www.stratadecision.com/healthcare-and-hospital-capital-budget/
Study Document
Hospital Corporation Of America HCA
… that offer a wide range of services including, but not limited to, emergency services, diagnostic services, cardiac care services, and therapeutic programs (Yahoo Finance, 2019). To be able to continue addressing the healthcare needs of citizens going forward, HCA ought to not only capitalize on…[break]…a diverse workforce, ……
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References
Hospital Corporation of America - HCA (2019). Who We Are. Retrieved from https://hcahealthcare.com/about/
Mincer, J. (2018). Hospital Operator HCA Spends Big to Keep Nurses on Board. Retrieved from https://www.reuters.com/article/us-hca-labor/hospital-operator-hca-spends-big-to-keep-nurses-on-board-idUSKBN1I510F
Yahoo Finance (2019). HCA Healthcare, Inc. (HCA). Retrieved from https://finance.yahoo.com/quote/HCA/profile?p=HCA
Study Document
Integrated Waveguide Technologies Preparing For A Public Offering
...Finance Introduction
Distribution policy is a set of principle stipulating the guidelines for cash dividends payout to the shareholders and stock repurchases. Dividends mean the company's earnings distributed to the stockholders declared during the year, interim dividends, or at the end of a financial year referred to as the final dividend. Dividends account as a source of income for the investors but also have an information signaling effect. Therefore, a dividend distribution is informing the management of the earnings to allocate as dividends and contribute to sharing purchase investment decisions. Dividend distribution policy is informed by multiple factors such as financial flexibility, investment opportunities for the company, tax consideration, contractual and legal restrictions, the volatility of expected future earnings, and flotation costs (Baker & Weigand, 2015).
Dividends may be distributed in the form of stock repurchases or cash dividends. Cash dividends offer investors a stream of income. Stock repurchases entail the……
References
References
Al-Malkawi, H.-A. N., Rafferty, M., & Pillai, R. (2010). Dividend Policy?: A Review of Literatures and Empirical Evidence. International Bulletin of Business Administration, 5(9), 38–45. https://doi.org/10.12816/0037572
Baker, H. K., & Weigand, R. (2015). Corporate dividend policy revisited. In Managerial Finance (Vol. 41, Issue 2, pp. 126–144). https://doi.org/10.1108/MF-03-2014-0077
Black, F., & Scholes, M. (2010). The effects of dividend yield and dividend policy on common stock prices and returns. In Journal of Financial Economics (Vol. 1, Issue 1, pp. 1–22). https://doi.org/10.1016/0304-405X(74)90006-3
Farre-Mensa, J., Michaely, R., & Schmalz, M. (2014). Payout Policy. Annual Review of Financial Economics, 6, 75–134.
Mohanasundari, M., & Vidhya, P. (2016). Dividend Policy and Its Impact on Firm Value: A Review of Theories and Empirical Evidence. Journal of Management Sciences and Technology, 3(3), 59–69.
Travlos, Trigeorgis, & Vafeas. (2001). No Title. Multinational Finance Journal, 5(2), 87–112.
Study Document
Income Inequality And Poverty
… poverty.
Chotia, V., and Rao, N.V.M. (2017). Investigating the interlinkages between infrastructure development, poverty, and rural-urban income inequality: Evidence from BRICS nations. Studies in Economics and Finance, Vol. 34 No. 4, pp. 466-484.
To solve the issues, this particular paper advocate for the adoption of guidelines and policies that are … experts agree on is that even though there might be other objective reasons for the increase in poverty and inequality, governments' implementation of microfinance approaches on a macro scale might be among the most efficient ways of stopping this rise. The objective of this particular study is … be among the most efficient ways of stopping this rise. The objective of this particular study is to clarify the great capacity that microfinance has an instrument for……
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References
Bonito, J. D. M., Daantos, F. J. A., Mateo, J. C. A., & Rosete, M. A. L. (2017). Do entrepreneurship and economic growth affect poverty, income inequality, and economic development. Review of Integrative Business & Economics Research, 6(1), 33-43.
Chiazor, I. A., Egharevba, M. E., & Ozoya, M. I. (2016). Widening Inequality and Poverty in the Developing World-Micro-Financing as a Viable Solution. The Social Sciences, 11(13), 3286-3293.
Chotia, V., and Rao, N.V.M. (2017). Investigating the interlinkages between infrastructure development, poverty, and rural-urban income inequality: Evidence from BRICS nations. Studies in Economics and Finance, Vol. 34 No. 4, pp. 466-484.
Cyrek, M. (2019). Government social spending in the EU countries: efficiency in poverty and income inequality reduction. Equilibrium. Quarterly Journal of Economics and Economic Policy, 14(3), 405-424.
Omar, M. A., & Inaba, K. (2020). Does financial inclusion reduce poverty and income inequality in developing countries? A panel data analysis. Journal of Economic Structures, 9, 1-25.
Study Document
Canadian Reciprocity Treaty Of 1854
...Finance Reciprocity Treaty (1854)
Introduction
The 1854 Reciprocity Treaty is one of the most famous economic treaties in Canadian history. The Reciprocity Treaty was a trade treaty that was signed between the economy of the United States and what was then known as the Province of Canada (Quebec and Ontario) and other smaller provinces of the then British North America. The treaty was a forerunner of the Canada-United States trade agreement of 1989. It was primarily intended to facilitate free trade in primary products such as coal, fish, timber, barley, oats, and wheat. The parties signed it on 5th June 1854, and it went into effect as soon as it was ratified by the lawmaking bodies of the parties to the treaty. The legislatures in the Canadian provinces approved it before the end of 1854, while the United States approved it in 1855 (Haynes, 1892, p. 18; Hinton, 2013). This work looks……
References
References
Ankli, R. E. (1971). The reciprocity treaty of 1854. The Canadian Journal of Economics/Revue canadienne d\\\\\\\\\\\\'Economique, 4(1), 1-20.
Gerriets, M., & Gwyn, J. (1996). Tariffs, trade, and reciprocity: Nova Scotia, 1830-1866. Acadiensis, 25(2), 62-81.
Haynes, F. E. (1892). The Reciprocity treaty with Canada of 1854 (Vol. 7, No. 6). Baltimore, Md.: American Economic Association.
Hinton, M. (2013). Canadian economic growth and the reciprocity treaty of 1854. Working Papers 13038, Economic History Society.
Masters, D. C. (1963). The reciprocity treaty of 1854: its history, its relation to British colonial and foreign policy, and to the development of Canadian fiscal autonomy (Vol. 9). McGill-Queen\\\\\\\\\\\\'s Press-MQUP.
Officer, L. H., & Smith, L. B. (1968). The Canadian-American reciprocity treaty of 1855 to 1866. Journal of Economic History, 598-623.
Porritt, E. (1908). Sixty Years of Protection in Canada, 1846-1907: Where Industry Leans on the Politician. London: Macmillan.
Saunders, S. A. (1934). The Maritime Provinces and the Reciprocity Treaty. The Dalhousie Review.
Study Document
Compare Between Monarchy And Democracy
… be represented.
One of the cons of the monarchical structure, however, is…[break]…with those who seek to undermine their authority as well: the same well-financed groups that seek to influence government in democratic nations also seek to influence government in monarchies.
Monarchies can rule by edict, so long ……
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References
Brookings Institute. (2013). Kings for all seasons. Retrieved from https://www.brookings.edu/wp-content/uploads/2016/06/Resilience-Arab-Monarchies_English.pdf
Katz, N. (2019). How super pacs shape u.s. Elections with advertisements that portraym candidates in ways publicly identified campaign ads often avoid. Retrieved from https://scholars.org/contribution/how-super-pacs-shape-us-elections-advertisements-portray-candidates-ways-publicly
Lumen. (2020). Forms of government. Retrieved from https://courses.lumenlearning.com/atd-herkimer-introsociology/chapter/reading-forms-of-government/
Soskis, B. (2017). George Soros and the Demonization of Philanthropy. Retrieved from https://www.theatlantic.com/business/archive/2017/12/soros-philanthropy/547247/
Study Document
The Extent To Which Group Policy Evaluation Vs Individual Evaluation
… resources in return for future policies they favor” (p. 22). That exchange, however, is the issue that Reich (2010) touches on: the more well-financed group will have an advantage of the less well-financed individual.
Another issue is that the small group may not represent the larger population’s interests at all, while a larger group might yet ……
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References
Briggs, S., & Helms, L. B. (2015). The practice of American public policymaking. New York: Routlege Taylor & Francis Group.
Reich, R. (Harvard Book Store, Producer). (2010). Robert B. Reich: The next economy and Americla's future. Frontline: Inside the Meltdown Series. [Video] Retrieved from [ https://forum-network.org/lectures/robert-b-reich-the-next-economy-and-america-s-future/ ]
Schaufele, B., McMillian, M. L., Boxall, P. C., Adamowicz, W. L., & Rivera, C. S. (2010). Measuring social preferences in groups versus as individuals: Income inequality aversion using the leaky bucket method. Journal of Applied Economics and Policy, 29(1), 1-1
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